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Support Home Applying for a Loan Can I apply for a second loan? If you currently have a loan from TCF Bank, in order to be eligible for another l… How does applying for a loan affect my credit? Checking your rate on TCF Bank will not affect your credit score. If you proceed… When and how do I receive my loan funds? If you accept your loan before 5:00pm EST Monday-Friday, you should receive your … What is the range of interest rates offered on loans, and what is the difference between APR and interest rate? All TCF Bank loans offer a fixed rate, but individual rates are determined based … Can I change my loan application after it has been submitted? You will not be able to edit your application once it is submitted. Please be sur… What can I use the loan proceeds for? You can use your loan proceeds for almost anything. The following are some option… How much money can I borrow? You can borrow between $2,500 and $35,000 Please note that the minimum loan amou… What agreements do I have to agree to in order to receive a loan? In order to receive your loan you must agree to the Borrower Platform Agreement, … How are interest payments calculated? TCF Bank uses simple interest to calculate interest payments. A specific interest… How do I apply for a loan? Please complete the brief online application that will include information about … What is the difference between a soft and hard credit inquiry? There are two kinds of inquiries (or pulls) that can occur on your credit report:… Can I negotiate the rate or my loan terms? No, you cannot negotiate the loan terms or rate. Your rate is generated by the mo… Why do you need my social security information? We must collect and verify your personal information, including your date of birt… Can you withdraw or delete my application? If you wish to withdraw from the application process, please email us at tcfbank.… What fees am I charged? Fee Amount Frequency Description Late Payment Fee The greater of 5% of monthly pa… Are loans through TCF Bank fixed rate or variable rate? All loans through TCF Bank have a fixed interest rate, which means it won't chang… How to Calculate Your Self Employed Income If you’re self-employed and you’d like to use your income from this job as the in…